Category Service: Financial Services

Real Estate Investments

Real Estate investment programs – participation in private mortgages, co partnering in the pool of investments for the land developments and construction, both residential or commercial. Purchasing of the existing established businesses. Participation in different commercial projects as the partner, buying shares in LLP or corporation.

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Investments

Mutual Funds (MF) – pools money to invest in various stocks, bonds or shares. Volatility is associated with MF, the money invested can give you a quick growth or loss in a specific time period. There are different MF offered by financial institutions, providing to the investor the access...

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Retirement​ Planning

There are several retirement programs available in Canada: Government plans – CPP( Canada Pension Plan) , when Employer and Employee are contributing together the amount of 9,9% of Employee income into pension plan. Contributions are tax deductible , benefits are taxable -OAS ( Old Age Security) , for Canadians...

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Financial Planning

Financial Planning – we offer our clients the following services: -FNA ( financial needs analysis) – how much insurance required for different life situations. We use different methods of calculations: Comprehensive approach Capitalization of Income Capital retention approach -Budgeting, consisting of projected profit&loss, cash flow and balance sheets -Construction...

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Insurance

Life – this type of policy will provide the beneficiaries with substantial amount of money in case of premature death of the Insured. This is unilateral contract, meaning the Insurer cannot cancel the contract until the premiums are paid by Insured. Term Insurance – provides coverage expires at certain...

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Loans

We offer two types of the loans: Commercial – available for the entrepreneurs, having established business with the liquid assets, positive cash flow, and available corporation financials and articles. Construction loans – for the persons dealing with the renovations or construction, typically from the private lenders, rates are starting...

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Mortgages

Residential mortgages Newcomers to Canada – can put as little as 5% down payment for their new home as long as they are full time employed for the period over 3 month. Another option to put 35% down payment , no income verification required. 1 st. Time Buyers – have...

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